How private-pay therapy works.

You should not need a scavenger hunt to find out what therapy costs. This practice is private pay. The free consultation is 15 minutes; an individual session is $185 for 50 minutes; a couples session is $200 for 50 minutes. Colleen does not take insurance. Those are the numbers before you decide whether to book.

Private pay can still involve questions about your plan. A superbill is available for you to submit yourself for possible out-of-network reimbursement. Possible is the important word: the plan decides whether you qualify and how much it might reimburse. You can ask those questions before starting, without promising yourself an answer the plan has not given you.

You pay the practice directly for sessions rather than having the practice bill an insurer. That means there is no claim to your plan from the practice and no suggestion that Colleen is in network. If you have a plan with out-of-network benefits, you can ask about submitting a superbill yourself. That is a separate step you control, and approval is not automatic.

The consult is free and lasts 15 minutes. Individual and couples sessions are both 50 minutes, with different rates: $185 for an individual appointment and $200 for a couples appointment. The rates page has the same figures. You can ask about the payment process on the call. Clear information is better than discovering a cost after you have already made room in your calendar.

Insurance typically requires a diagnosis to be placed on your record and can limit how the work is structured. Private pay allows the work to be guided by what you and Colleen decide is useful, without a plan dictating the approach. That is the reason this practice uses private pay. It does not mean every person will find the expense easy.

You are allowed to weigh the cost against other needs. If the amount is not workable, that matters; asking is not an awkward or disloyal thing to do. If I am not the right fit, I will tell you on the consult and point you toward someone who is. You can make a decision with the actual price in front of you rather than trying to guess whether it is worth it.

A superbill is a document with information a plan may request for an out-of-network claim. Colleen can provide one, and you submit it to your insurer yourself if you choose. Having that document is not the same as having a promise of reimbursement. Your plan may apply a deductible, limit covered services, or decide that a claim does not qualify.

Before counting on reimbursement, call the number on your insurance card and ask about your specific out-of-network outpatient mental health benefits. Ask what forms are required, where a superbill goes, and how you can check a claim's status. Take notes and ask for the answer in writing if the plan offers it. The insurer, not the practice, determines the benefit.

You can ask: Do I have out-of-network benefits for outpatient therapy? Is there a separate deductible? What portion of an allowed amount might the plan reimburse after that deductible? Does it use a maximum allowed amount different from the session price? Are there restrictions for telehealth or couples sessions? These questions give you a clearer picture than simply asking whether therapy is 'covered.'

You can also ask what information the claim needs and when you must submit it. If you plan to use telehealth, mention that you will be physically in Georgia for the session. Write down the representative's name and the date of the conversation. None of that guarantees payment, but it helps you understand what your plan says before you make a budget around an uncertain reimbursement.

HSA and FSA funds are accepted. Because account rules can vary, check with your account administrator about what documentation it needs and whether a particular expense is eligible under your plan. Do not assume that every type of appointment will be treated the same. Keeping records of payment and any documents you submit can make the process less confusing later.

If you are comparing online therapy in Georgia with office visits, the session rate is not the only practical consideration. Time away from work, travel, and privacy at home may matter too. A format you can actually attend makes a difference to your schedule, even though the therapy itself is the same practical work.

It is fine to say the price is part of your decision. You can ask on the free consult what sessions involve and how between-session practice works. Understanding the approach gives you more to evaluate than a dollar figure alone. You do not have to commit on the call, and you do not owe anyone a justification for reviewing your budget.

This is practical, skills-based work on anxiety, OCD, panic, phobias, relationship issues, and stress and burnout. You can read about what happens in a first therapy session and bring questions to the call. The facts remain simple: private pay, $185 for an individual 50-minute session, $200 for a couples 50-minute session, and a free 15-minute consult.

If you call your plan, ask the person answering to distinguish between a benefit that exists and a claim that will actually be paid. An out-of-network benefit may still leave you with a deductible or with a reimbursement amount that is smaller than the session cost. You can ask how the allowed amount is calculated, but do not build a budget around a number you have not confirmed. Keep the plan's answer and any paperwork together so you can refer back to it. If the terms remain unclear, it is reasonable to ask again before booking. The practice can explain its fees and provide a superbill. It cannot predict how an insurer will process a claim, and it does not submit the claim on your behalf.